Move your loan. Reduce your burden.
Balance Transfer
If you're servicing a high-interest loan, a balance transfer to another lender could reduce your EMI or total interest outgo. We evaluate potential savings transparently before you make the switch.
Loan Amount
₹2 L – ₹5 Cr
Interest Rate
As per new lender*
Tenure
As per remaining/new tenure
Processing Fee
As per new lender policy*
*Indicative only. Final rates, fees and terms are determined by the respective lending partner based on eligibility and verification.
Key Benefits
- Potential EMI or interest savings
- Top-up funding possibility
- Transparent savings evaluation
- Complete switch-over assistance
- No-obligation assessment
Eligibility
- Existing loan with satisfactory repayment track
- Minimum 6–12 EMIs paid (indicative)
- Current income & credit assessment
- Property/legal checks for secured loans
- Lender-specific criteria apply
Required Documents
- Existing loan sanction letter & statement
- KYC documents
- Income proof
- Bank statements
- Foreclosure / outstanding letter
Plan Ahead
Estimate Your Balance Transfer EMI
Monthly EMI
₹13,095
Total Interest
₹71,438
Total Payable
₹4,71,438
Estimates use the standard reducing-balance method. Final EMI is determined by the lender.
FAQs
Balance Transfer FAQs
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