Unlock the value of your property
Loan Against Property
Leverage your residential or commercial property to access high-value, lower-cost funding for business expansion, working capital or significant personal requirements.
Loan Amount
₹5 L – ₹10 Cr
Interest Rate
9.25% p.a. onwards*
Tenure
Up to 20 years
Processing Fee
Up to 1% + GST*
*Indicative only. Final rates, fees and terms are determined by the respective lending partner based on eligibility and verification.
Key Benefits
- High loan amounts
- Lower rates vs unsecured loans
- Long tenures up to 20 years
- Residential & commercial property accepted
- End-use flexibility
Eligibility
- Property owner (self/family owned)
- Age: 25 – 70 years
- Clear property title & approvals
- Income / business proof
- CIBIL score: 650+ preferred
Required Documents
- KYC documents
- Property title documents
- Income proof / financials
- Bank statements
- Property valuation & legal reports (arranged by lender)
Plan Ahead
Estimate Your Loan Against Property EMI
Monthly EMI
₹32,739
Total Interest
₹1,78,594
Total Payable
₹11,78,594
Estimates use the standard reducing-balance method. Final EMI is determined by the lender.
FAQs
Loan Against Property FAQs
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