Keep your business moving

Working Capital Loan

Smooth out cash-flow cycles with working capital solutions — overdraft-style limits, short-term loans and invoice-linked financing from our partner network.

Working Capital Loan at BharatBest Fintech

Loan Amount

₹2 L – ₹5 Cr

Interest Rate

13.00% p.a. onwards*

Tenure

6 – 48 months

Processing Fee

As per lender policy*

*Indicative only. Final rates, fees and terms are determined by the respective lending partner based on eligibility and verification.

Key Benefits

  • Quick turnaround programs
  • OD / dropline structures
  • Collateral-free options
  • Renewable limits
  • Seasonal limit enhancement

Eligibility

  • Operational business with regular banking
  • Minimum turnover as per lender
  • ITR & financials for 2 years
  • Satisfactory banking conduct
  • GST registration preferred

Required Documents

  • Business KYC
  • GST returns
  • Bank statements (12 months)
  • Financial statements
  • Debtor / creditor details where applicable

Plan Ahead

Estimate Your Working Capital Loan EMI

₹25,000₹1,00,00,000
7%28%
6 mo360 mo

Monthly EMI

₹13,095

Total Interest

₹71,438

Total Payable

₹4,71,438

Apply for This Loan

Estimates use the standard reducing-balance method. Final EMI is determined by the lender.

FAQs

Working Capital Loan FAQs

Enquire About Working Capital Loan

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