Quick funds for life's important moments
Personal Loan
A personal loan helps you manage planned and unplanned expenses without pledging any asset. Through our lending partner network, we help you explore suitable unsecured loan options matched to your income, employment and credit profile — with guidance at every step.
Loan Amount
₹50,000 – ₹25 L
Interest Rate
10.99% p.a. onwards*
Tenure
12 – 60 months
Processing Fee
Up to 2% + GST*
*Indicative only. Final rates, fees and terms are determined by the respective lending partner based on eligibility and verification.
Key Benefits
- No collateral or guarantor required
- Options from multiple lending partners
- Digital-first, paper-light process
- Dedicated relationship manager
- Transparent terms with no hidden charges
Eligibility
- Age: 21 – 60 years
- Salaried or self-employed with stable income
- Minimum monthly income: ₹25,000 (indicative)
- CIBIL score: 700+ preferred
- Minimum 1 year work experience / business vintage
Required Documents
- PAN Card
- Aadhaar / address proof
- Last 3 months salary slips (salaried)
- Last 6 months bank statement
- ITR / business proof (self-employed)
Plan Ahead
Estimate Your Personal Loan EMI
Monthly EMI
₹3,274
Total Interest
₹17,859
Total Payable
₹1,17,859
Estimates use the standard reducing-balance method. Final EMI is determined by the lender.
FAQs
Personal Loan FAQs
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